Skip to content
Menu
Personal Finance Storytelling
  • Home
  • Credit Cards
  • Personal Finances
  • Student Loans
  • Credit Score
  • Real Estate
  • Advertisement
Personal Finance Storytelling
read credit report

Read Your Credit Report the Right Way

Posted on March 6, 2020
Before you view your credit report, you may want to know what it is you are looking for. Many times your credit report can contain errors that do not belong and maybe showing your credit score inaccurately. It is very important to check out your credit score at least three times a year…
Read More
net worth

How to Determine Your Net Worth

Posted on March 6, 2020March 6, 2020
You may have heard the term net worth but never thought it would be important to you. You know your salary if you are employed and maybe think of that as your net worth. Or you probably assume that it’s the amount of personal loan you could be approved for. You would…
Read More
balloon payment

What is a Balloon Payment?

Posted on February 14, 2020January 16, 2020
If you have ever taken out any type of mortgage loan, then you know that you are subjected to a mountain of paperwork. There will be a contract, promissory note, right of rescission notice, appraisal and mortgage document, just to name a few. Having all of these documents placed in front of you…
Read More
credit cards save money

Why Credit Cards Are Good for Personal Finance

Posted on January 16, 2020
Credit Cards Save You Money One of the best reasons to use credit cards is that they save you money in several ways. Shop around to get credit cards that offer the best incentives, such as 3 or 4 percent off the price of a gallon of gasoline, free hotel rooms or discounts…
Read More
money management

Money Management Lessons and Personal Finances

Posted on December 19, 2019January 16, 2020
Money management is becoming more important in today’s downward spiraling economy. Government figures for inflation don’t seem to match up with the reality of the checkout line at the grocery store. This year has proven to be a real challenge for many household budgets, mine included, to make ends meet. Personal finance has…
Read More
credit score form

5 Ways You Can Improve Your Credit Score

Posted on November 10, 2019January 16, 2020
Your credit score is a measure of your creditworthiness. Credit scores are used by creditors as a barometer for whether they will loan you money. The higher your credit score the more likely you are to repay a loan. There are five main things that affect your credit score: Your payment history Different…
Read More
home appraisals

What Are Appraisals and Why Do You Need One?

Posted on October 5, 2019January 16, 2020
If you’re financially challenged like me, money issues don’t come easy to you. I once somehow managed to add one plus one and come up with one! It’s not that I’m an unintelligent person. Numbers and finances just make me cross-eyed! At some point in your life, you’ll probably have to get an…
Read More
pay off students loans

How I Paid Off $12,500 in Graduate Student Loans in One Year

Posted on September 13, 2019January 16, 2020
When I completed graduate school and started my first job as a Licensed Master Social Worker, I owed a whopping $12,500 dollars to my student loan providers. $8,500 of that debt was a Subsidized Stafford loan with a 6.8% interest rate and the remaining $4,000 was a Perkins Loan with a 5% interest…
Read More

Recent Posts

  • Read Your Credit Report the Right Way
  • How to Determine Your Net Worth
  • What is a Balloon Payment?
  • Why Credit Cards Are Good for Personal Finance
  • Money Management Lessons and Personal Finances

Archives

  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019

Categories

  • Credit Cards
  • Credit Score
  • Mortgage
  • Personal Finances
  • Real Estate
  • Student Loans

Meta

  • Log in
  • Entries feed
  • Comments feed
  • WordPress.org
©2021 Personal Finance Storytelling | WordPress Theme by Superbthemes.com