If you have ever taken out any type of mortgage loan, then you know that you are subjected to a mountain of paperwork. There will be a contract, promissory note,…
Why Credit Cards Are Good for Personal Finance
Credit Cards Save You Money One of the best reasons to use credit cards is that they save you money in several ways. Shop around to get credit cards that…
Money Management Lessons and Personal Finances
Money management is becoming more important in today’s downward spiraling economy. Government figures for inflation don’t seem to match up with the reality of the checkout line at the grocery…
5 Ways You Can Improve Your Credit Score
Your credit score is a measure of your creditworthiness. Credit scores are used by creditors as a barometer for whether they will loan you money. The higher your credit score…
What Are Appraisals and Why Do You Need One?
If you’re financially challenged like me, money issues don’t come easy to you. I once somehow managed to add one plus one and come up with one! It’s not that…
How I Paid Off $12,500 in Graduate Student Loans in One Year
When I completed graduate school and started my first job as a Licensed Master Social Worker, I owed a whopping $12,500 dollars to my student loan providers. $8,500 of that…